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What is Fraud and Identity Theft?

• Fraud and identity theft is the crime of using someone else's personal information - such as an account number, driver's license, health insurance card or Social Security number - to commit fraud.
• Fraud and identity theft are some of the fastest growing crimes in the nation - a $50 billion a year industry that continues to expand its reach. The risk of fraud and identity theft is real and growing - hitting over 8 million Americans in 2008 alone, a crime amounting to over $45 billion*.
• You or someone you know may have experienced some sort of fraud and identity theft. The crime takes many forms. Identity theieves may rent an apartment, obtain a credit card, or establish a telephone account in your name.
• Fraud and identity theft are serious. While some victims can resolve their problems fairly quickly, others spend hundreds of personal hours and thousands of dollars to repair the damage to their good name and credit record.
• Some consumers victimized by fraud and ID theft my lose out on job opportunities or be denied loans for homes, cars, or education because of negative information on their credit reports. In rare cases, they may even be arrested for crimes they did not commit.

*2008 Identity Fraud Survey Report, Javelin Research